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Investment deposits
Empowering Your Financial Growth with Expert Solutions
Investment Deposit Advantages:
- Guaranteed Financial Return: Investment deposits offer a guaranteed financial return for a specific period.
- Easy Deposit: Anyone can easily open an account and invest in investment deposits without needing advanced financial expertise.
- Profit Distribution: Based on the customer's preference, profits can be distributed in different ways (e.g., upfront, monthly, or annually).
- Profit Calculation Start: Profits are calculated starting from the business day following the deposit.
- Card Issuance: A special card is issued to the customer to withdraw returns from any ATM or through dedicated outlets (according to the customer's preference).
- Profit Calculation: Returns are calculated based on the deposited amount and the rate announced by the bank.
- Exemption from Fees: Account opening is exempt from fees.
- Deposit Document: The customer receives a document confirming receipt of the deposit amount with all details.
- Access to Murabaha: Customers can obtain financing secured by the deposit, up to 70% of its value, during the deposit period.
Terms and Conditions:
- Early Termination of Deposit: If the customer terminates the deposit before its maturity date, 100% of the returns will be deducted upon submitting a written request at least 15 days prior to the withdrawal, in accordance with the terms and conditions announced by the bank.
- Minimum Deposit: The minimum amount required to open the account is 500,000 Dinars.
- Customer Responsibility: The customer is solely responsible for the information provided to the bank.
- Contract Duration: The duration of this contract is one year from its date and is automatically renewed.
- Loss or Damage: The responsibility for keeping the document rests with the second party (the customer), who must inform the first party (the bank) immediately. The competent authorities will take the necessary measures. Additionally, any erasure or alteration of the document's details must be documented with the first party's stamp.
